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Your Guide to Affordable Housing

Low Income Apartments Guide

Low income apartments are provided by government agencies or other non-profit and private organizations. The rent charged for low income housing is typically below market rates, and can be based on the household income, among other factors.

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Section 8 Guide

The Section 8 Housing Choice Voucher (HCV) program is a federal rental assistance program. Participants only pay 30% to 40% of the household’s adjusted monthly income toward rent. The rest is paid directly to the landlord by the Public Housing Agency.

Public Housing Guide

The federal Housing and Urban Development (HUD) department addressed concerns of distressed properties and blighted superblocks with revitalization and funding projects for the renewal of public housing to decrease its density and allow for tenants with mixed income levels.

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Rent Assistance Guide

The federal rental assistance program aims to help millions of people stay housed during the financial crisis or other situations due to the pandemic. State and local programs distribute funds from the U.S. Treasury Department's Emergency Rental Assistance (ERA) program to their own communities.

Housing Authority Guide

A housing authority needs to inspect a unit for rent, check eligibility for programs, hold interviews and formulate waiting lists when necessary to ensure that the rental process is in compliance with regulations. It was designed to lend money to the states or communities for low-cost construction.

Section 8 Waiting List Guide

By allocating Section 8 vouchers, the federal government funds up to 70% of the rent. Portable vouchers can even be transported to other areas and states. Section 8 Waiting Lists are managed by local housing authorities. The applicant can get a voucher after waiting.

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Public Housing Waiting List Guide

HUD has many public housing programs, such as Low Income Housing Tax Credit (LIHTC) Apartments, Section 515 Apartments, Section 202 Apartments for senior citizens, and Section 811 apartments for the disabled. These Waiting Lists are managed by local housing authorities.

Housing Vouchers Guide

Housing vouchers are a form of housing assistance provided by the government to help people in need to afford decent and safe housing. There are several types of housing vouchers, such as Section 8 Voucher, Tenant-Based Housing Choice Voucher (HCV), HCV Homeownership Voucher, Project-Based Voucher (PBV), and Project-Based Voucher.

HUD Guide

The U.S. Department of Housing and Urban Development (HUD) is a federal agency that oversees a variety of housing and community development programs and services that help people afford safe and secure housing, create mixed-income communities, and improve neighborhoods.

Down Payment Assistance Guide

The U.S. Department of Housing and Urban Development (HUD) is a federal agency that oversees a variety of housing and community development programs and services that help people afford safe and secure housing, create mixed-income communities, and improve neighborhoods.

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